This series will suggest some of the basic steps to follow as you begin down the path toward home ownership.
Are you thinking about building a new home? If you’re like most people, the idea sounds fun and exciting, but at the same time, perhaps a bit overwhelming. The best way to minimize any fears you may have is to be prepared. Familiarize yourself with construction techniques. Seek out information online. There is an incredible amount of easily accessible information available to educate future homeowners. You don’t have to be an expert, there are lots of qualified people out there who will help you along the way, but once you have an idea of what to expect, you’ll no doubt feel less intimidated, and enjoy the journey even more.
Step 1 – Gathering Information
Set Your Budget – One of the first things you should do is to meet with your local lender to determine how much home you can afford. It’s not practical to plan for a huge house, when your financial situation dictates that a more moderate-sized one is what you can realistically afford. Conversely, you shouldn’t build a house that is too small, if you need, and can afford, something larger. A firm and realistic budget will make all of your future decisions easier.
Make a Portfolio of Your Ideas – Use home building catalogs and online resources such as Pinterest or Houzz to search for, and collect pictures of ideas and products that you like. If you see a kitchen design that you think will enhance your love for cooking, make notes and gather photos. If someone in your household has special physical needs or limitations, there are many design features and products that can make their lives easier. Bring all of your ideas to your builder/designer when the time comes. It will make their job much easier in incorporating your needs and wants into your house plans.
Tour Homes in Your Area – Many builders participate in “Parade of Homes” events, or Open Houses, that feature their products. Visit these events, walk through the completed home, and speak with the builders’ representatives. This is a good way gather ideas and to see firsthand the quality and innovation of the builders in your area.
References – Seek out others that have recently built homes. A friend or relative will no doubt be willing to share their building experiences with you, and offer honest opinions about their builder and the subcontractors that they used.
"The Main Point" - The more clearly and completely you’re able to share your ideas and explain your vision of what you want, the easier it will be for others to help you bring that vision to life.